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Loan Enquiry

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Introducing Joe

Joe joined the team at Sphere in January 2018 as a Mortgage Broker after having worked in Real Estate on the Central Coast. With his extensive knowledge of both property on the Central Coast and a degree in Economics, Joe understands the need for excellent customer service and the importance of genuine relationships with both lenders and clients alike.

Joe can be found out in the surf at his local Copacabana Beach where he resides with his fiancée and Labrador or down the Avoca Rugby “shark pool” where he is an avid member of the local rugby club.

“It’s an incredible feeling to wake up every day living on the Central Coast, and to be able to help people achieve their dreams of owning a property or expanding their portfolio in this beautiful part of the world is truly fulfilling. Sphere not only enables you to do that but ensures that you do so in the most financially efficient way possible. Our incredible team and long-established relationships with lenders ensure the very best of service for our clients".

Agent Details

Joe Carroll

Mortgage Broker | Dip.FS (FMBM)

Why choose Sphere Home Loans?

HELPING YOU BUY HOUSES

Sphere Home Loans is a team of award-winning mortgage experts helping you navigate the lending market to save you money at no cost.

We negotiate fearlessly on behalf of clients.

Established on the Central Coast, but increasingly helping clients in Sydney, Newcastle, Wollongong, regional NSW, and nationally due to the power of our reputation, we value long-term relationships and seek to find you savings throughout the life of your mortgage.

ABSOLUTELY FREE OF CHARGE

Sphere Home Loans is absolutely free of charge; no lender is favoured over another we concentrate on impeccable customer serivce and acting on your behalf at all times.

Working across 20 lenders and 800 products, allows us to negotiate with the lenders on your behalf and have them compete for your business.

PARTNER WITH YOU TO BUILD YOUR FINANCIAL SUCCESS

Whether you are buying your first home, an astute property investor or a buisness owner looking for an experienced commerical lender, Sphere Home Loans will partner with you to build your financial success.

OVER 40 REPUTABLE LENDERS

They offer lending options from over 40 reputable lenders including all major banks and financiers giving you enormous choice.

What They Do

HOME LOANS

With their platform, you'll save time when you need it most.

It's the fastest way to meet your customers' needs.

INVESTMENT LOANS

You'll enjoy company growth faster than you expected possible, by streamlining services and features.

Office & Team

205/1 Bryant Drive, Tuggerah NSW 2259

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Address: 205/1 Bryant Drive, Tuggerah, NSW 2259, Australia

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Our Lenders

E & OE. Please note that all information gathered is shared with Sphere Finance and Gittoes Real Estate. Please note that Gittoes Real Estate receives a referral fee from Sphere Finance for approved loans.

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